
	Don't forget to factor in closing costs when considering a home sale or purchase. Quantum Realty Solutions is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 727-641-6024 if your needs include a professional REALTOR^® experienced in the business side of buying and selling.

Anticipated closing costs

There are certain normal expenses related to closing the sale of a house. These expenses are usually divided between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help lead you through your deal.

Loan-related closing costs (Click here for details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

Taxes you may be responsible for at closing (Click here for details)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Click here for details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your sale, I'll not only work to get the very best sales price, but I'll also advocate for limited closing costs. And once we've come to an agreement, I'll give a detailed list of the closing costs so you are aware of exactly what you're paying for.

Buyers: If you're buying real estate in Hillsborough County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an acceptable range so you're not stunned when you reach closing time. I'll be glad to go over the GFE with you, answering your questions and highlighting any estimates that seem unusual.